What Is CreditNinja?

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https://www.youtube.com/watch?v=o8reIQNlz48

CreditNinja is a direct lender specializing in online personal loans and affordable bad credit loans. CreditNinja’s goal has been—and always will be—to help people who are experiencing difficult financial situations. Since we began lending in 2018, we have originated more than 750,000 loans to help nearly 550,000 borrowers. Here at CreditNinja, we pride ourselves on getting people the cash they need, when they need it most.

Reviews for CreditNinja

When looking for a loan it’s always a good idea to do some research and look into lenders, the products they offer, and which options may work best for you. This research may include visiting the websites of a few different lenders and reviewing the different types of loans they specialize in, calling a few lenders to discuss loan details with a customer service representative, or checking out online reviews to see what kind of experience other people had with a particular lender.

You may be in the process of doing that now and may be wondering, is CreditNinja a legit company? Well, we’re proud to have a 4.5 out of 5 star rating on Trustpilot reviews, a 4 out of 5 star rating with the Better Business Bureau reviews, as well as a 4.3 out of 5 star rating on Google reviews. But don’t just take our word for it, take a look at some CreditNinja customer reviews below!

It didn't take any time at all and I conducted everything online. I didn't have to call anyone just to verify everything that I've already told them online. I got the loan I needed for my precious dog's surgery. I want to keep him with me for as long as I can and thanks to CreditNinja I can. I've always heard good things about them and now I know it's true. I would recommend all my friends.

Dorothy SmithTrustpilot Review 👌 👏 👍 😍 💖 Awesome timing! Thank you for promptly funding my account so I could be on-time with our rent! I've worked a lot of overtime but don't receive my check till the end of next week. I appreciate your help!

Jo Ellen SmithTrustpilot Review They made me feel like just another Ninja. No singleing out. Filled out app, got a response, read over privacy papers ,terms and conditions, repayment options and then signed documents and later that night the funds were in my account. Pretty straight forward. I will recommend the Ninjas definitely. Thanks y'all. Kevin

KevinTrustpilot Review

How Do CreditNinja Loans Work?

1. Fill out the easy online application and find out if you qualify in minutes.*

2. We'll confirm your identity and income so we can process your approved loan.

3. Sign your loan contract and get your money the same-day!*

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Why Choose CreditNinja?

We know there are plenty of fast cash loan options out there, so why choose CreditNinja? Unlike scammy loan products like payday loans or cash advance apps, CreditNinja personal loans come with great benefits like:

Competitive interest rate – Industry-wide competitive interest rates!
Same-day funding – Get your money the same day you apply, or as soon as the next business day.*
Affordable monthly payments – Customize your monthly payments to keep them low and affordable if you want.
No prepayment penalty – Pay off your loan as early as you like with no penalty fees.

Still Have Questions? Call Our Awesome Customer Service Team

Still have questions about CreditNinja? No problem! We have a great team of representatives who can help you with your application or answer any questions you may have about your personal loan. Our customer service team is available at (855) 646-5201 Monday – Friday from 8am – 6pm central time. You can also email customer service anytime at Support@CreditNinja.com.

Check out a few more CreditNinja customer reviews people left specifically about our awesome customer service team!

Robert BTrustpilot Review I started out doing my loan online. When I got to my bank verification, I had a little snag, but when I called customer support, they stayed with me on the phone until we got it right. Excellent customer service! Anglilina STrustpilot Review [The CreditNinja customer service team member] was very pleasant and more than willing to help me with my questions and situations. [The CreditNinja customer service team member] was very helpful, sincere and showed compassion towards me. She had been one of the best Customer Support professionals that I have interacted with. Kimberly STrustpilot Review [The CreditNinja customer service team member] was very efficient and knowledgeable. She was also very compassionate to my situation, and helped every way she could. Outstanding customer service!