Loans from
$300 – $5,000
Repayment term
4 – 24 Months
Minimum credit score
No min. to apply
The figures provided are representative of a typical installment loan made or arranged by CreditNinja and are not guaranteed rates or terms that you may qualify for. For more information click here.
Why Choose CreditNinja for a Fast Cash Loan?
CreditNinja is one of the leading fast online lenders. Customers prefer us over the competition because we offer an easy application process, same day funding, competitive rates, and flexible repayment plans. Inquire today to see if you’re eligible for fast loans online and how much you qualify to get.
Easy To Apply
It’s easy and quick to apply for CreditNinja fast loans online. You don’t have to visit a store in person or wait in line. Just fill out our secure application form with minimal information. | Same Day Funding
Time is vital, which is why we offer same day funding on quick cash loans for approved borrowers.* You don’t have to wait days to repair your car, pay rent, or schedule a medical procedure. | Low Credit Support
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Direct Deposit
Our loan process is quick and painless. Approved borrowers can conveniently get money sent straight to their bank account. You can then choose to withdraw cash or use your debit card. | Find Out if You Qualify Fast
Inquire with CreditNinja and you may get a same day approval decision!* Finding out if you qualify for online installment loans is fast and easy. Unlike the other guys, we don’t make you wait in suspense. | Get Your Money Quickly
If you need money now, you could get money the day you apply for a CreditNinja personal loan.* There are no long waiting periods or frustrating steps. |
What is a Quick Cash Loan?
Quick loans online are small to large lump sums that borrowers can repay over the course of a few months or years. One popular option is payday loans, but these loans generally have very high rates and fees. CreditNinja installment loans are an alternative option that offers fast same day approval decisions and funding.* Unlike payday loans, CreditNinja offers longer repayment plans and more affordable terms.
Our personal installment loans range from $300 to $5,000. We’re unique compared to other financial institutions because we aim to help individuals who can’t get approved for traditional loans. We understand that a bad credit history does not make someone a bad borrower. That’s why our personal installment loans have flexible requirements, repayment plans, and APRs.
How to Apply for CreditNinja Fast Cash Loans
The CreditNinja application process is a 3-step process that only takes a few minutes of your time. We designed our online process to be fast, easy, and as convenient as possible. You do not need to travel to a brick and mortar location or spend time waiting in line to speak with an agent.
Receiving approval for installment loans with CreditNinja is fast and easy! If you’re shopping for personal online loans with monthly payments, CreditNinja may have the solution you’re looking for. After receiving approval and signing your loan contract, you may get your funds deposited into your checking account the day you apply.*
Here’s how it works:
Apply Online Easily
The online application process is super quick and easy. Our online form only requires basic information and can be completed in a few minutes. | Income Verification
As part of the application process, you must complete Bank Verification. This secure process allows us to confirm your income and checking account status. | Same-Day Funding
Receiving your personal loan money is a fast and easy matter. Once approved, your funds are directly deposited to your checking or savings account. |
What CreditNinja Loan Customers Are Saying
Our customers love how quickly we can get them their money. Not convinced? Check out some recent 5-star customer reviews on Trustpilot below.
Very easy online application only took a few minutes. Didn’t have to mess with phone calls. Everything was done on the app. Thank you ninja. –Sheila | Easy process all the way to the end! Can do all online! Love it and money is deposited pretty much immediately. –Megan | The whole online application and process was very easy and clear. And I also got my funds on the same day. Thank you Credit Ninja. –Saechao |
CreditNinja Online Rates and Terms
It’s essential to understand the terms of a loan before applying with any lender. If you’re interested in CreditNinja online personal loans, take a look at the average terms you can expect.
- Repayment Terms: The repayment terms range from 4 months to 24 months. We’ll try our best to match your requested loan term.
- Fees: We do not charge application fees, prepayment penalty fees, or hidden fees.
- Annual Percentage Rate (APR): Our rates fluctuate with the market, so they are constantly changing. Apply online to receive an accurate APR offer.
Below are some average loan amounts and term lengths you may come across for CreditNinja personal installment loans:
Loan Amount Ranges | Loan Term Ranges |
$300–$5,000 | 4–24 months |
Calculate Your Monthly Payments
Frequently Asked Questions
How much can you borrow from CreditNinja?
Our online personal loans range between $300 and $5,000. The amount you are eligible to borrow depends on your credit review, income, credit usage, and other factors. Remember that you can always request a smaller loan amount than what we approve you for.
How do you apply for a fast cash loan?
You can apply for a fast online installment loan by completing the application form on the CreditNinja website. Our application process is quick, easy, and secure. All we require is standard personal, income, and bank account information.
How quickly can you get approved by CreditNinja?
Eligible borrowers may get approved for fully amortizing personal loans the same day they inquire.* At CreditNinja, we understand that speed is essential, so we work hard to provide ninja-fast service with our quick easy loans.
How will applying for a quick loan affect your credit score?
Applying for any type of installment loan will temporarily decrease your credit score. However, maintaining a positive payment history on CreditNinja personal loans can increase your credit score over time.
What documentation do you need to apply for a cash loan?
Applicants do not need to provide physical documentation when applying for CreditNinja quick loans online. However, we will require personal and income information, such as your address, Social Security number, and gross monthly income. We will also need your account and routing numbers for your financial institution to verify your account for direct deposit.
How does a cash loan compare to a payday loan?
A cash loan is similar to a payday loan because they both provide fast cash and flexible credit requirements. However, CreditNinja loans generally offer higher loan amounts, longer repayment terms, and more affordable APRs. It’s also worth noting that many financial experts typically advise against using a payday loan.
Why Should You Choose CreditNinja?
A CreditNinja online installment loan may be the solution when traditional loans are not an option. We offer flexible credit requirements because we understand that bad credit is not a true indicator of someone’s ability to repay an online loan.
CreditNinja online personal loans are extremely versatile. We provide fast funding for all types of urgent situations, such as car and home repairs, hospital visits, impending eviction, and more. For this reason, we conveniently provide small and large loan amounts.
Still Have Questions? Contact CreditNinja Today
If you have any questions about a CreditNinja installment loan, don’t hesitate to contact us at 855-NINJA-01. We look forward to providing transparency about our online process, rates and terms, and qualification requirements.