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How To Apply For a CreditNinja Loan

Step 1: Apply Online
Fill out our easy application from your computer or smartphone and find out if you qualify in just a few minutes.

Step 2: Income Verification
CreditNinja uses Instant Bank Verification (IBV) to confirm your income. IBV also helps us use direct deposit to deliver your approved funds ASAP.

Step 3: Get Your Cash*
Review your rates and terms, then sign your contract. After that, you should receive your money the same day or as soon as the next business day!*