How To Apply For a CreditNinja Loan

Apply Online Easily

Step 1: Apply Online

Fill out our easy application from your computer or smartphone and find out if you qualify in just a few minutes. 

Income Verification

Step 2: Income Verification

CreditNinja uses Instant Bank Verification (IBV) to confirm your income. IBV also helps us use direct deposit to deliver your approved funds ASAP.

Same-Day Availability

Step 3: Get Your Cash*

Review your rates and terms, then sign your contract. After that, you should receive your money the same day or as soon as the next business day!*