Debt Archives

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

What happens if you overdraft your bank account and dont pay it back

Key Takeaways What happens if you overdraft your bank account and don’t pay it back is that overdraft fees will accumulate, your account may be closed,…

How to get a loan with no income

Key Takeaways Getting a no income loan is possible if the borrower shows proof of other forms of income, such as Social Security, rent, or unemployment…

Does deferring a car payment hurt your credit?

Key Takeaways Deferring a car payment does not hurt your credit score if the deferment is approved by your lender and you follow the new agreed-upon…

How to pay for car repairs with no money

Key Takeaways If you need to pay for car repairs but don’t have cash on hand, there are several options. Some repair shops offer in-house financing…

What happens if your bank account goes negative

It’s essential to keep an eye on your bank account balance, but life can easily distract you. An unexpected bill may pop up, or you…

Can you negotiate student loan debt payoff?

You may be able to negotiate student loan debt with the debt settlement process. Student loans are a substantial financial burden for millions of Americans—according…

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