10 Financial Resolutions for the New Year (1)

10 Financial Resolutions for the New Year

January is “Financial Wellness Month!” So it’s the perfect time to take a closer look at your personal finances. CreditNinja has 10 financial New Year’s

Budgeting
how late can you be on a car payment

How late can you be on a car payment

Key Takeaways Most auto loans include a 10- to 15-day grace period after the payment due date, during which you can make a payment without incurring…
Budgeting
Is a money order safe

Is money order safe

With how technologically advanced our modern society is, a more traditional payment method like the money order might seem somewhat archaic. In the world of…
Budgeting
My Car Was Repossessed

Financial Assistance for Car Repossession

Key Takeaways Financial assistance for car repossession is available through repayment plans with your lender, financial aid from charities or non-profits, personal loans, or loans from…
Debt
what happens if you break a car lease

What happens if you break a lease on a car?

Leasing agencies often charge fees or other penalties to customers who want to end their lease early. However, sometimes breaking a lease is the right…
Budgeting
desperately need a loan shark

Looking for How to Find a Loan Shark? Here are 7 Alternatives

Key Takeaways A loan shark is an individual who lends money at exorbitant or illegal interest rates, often employing threats or violence to collect debts. Loan…
Debt
If A Debt Is Sold To Another Company Do I Have To Pay

If a debt is sold to another company, do I have to pay

Key Takeaways If a debt is sold to another company, you remain obligated to repay it. The new owner assumes collection rights, and you must direct…
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