Exposing the Impossible Odds of Winning on Prediction Markets Like PolyMarket and Kalshi

The Impossible Odds of Winning on PolyMarket and Kalshi

On January 3rd, 2026, one Polymarket user made $436,000 in less than 48 hours.1 Their secret, they knew the United States military was about to

Budgeting
loan loss provisioning

Loan loss provisions 

Loan loss provisions are financial safety precautions designed to protect lenders and other financial institutions from monetary losses from delinquent and defaulted customers. A loan…
Budgeting
How to Pay for Car Repairs with No Money

How To Pay for Car Repairs With No Money

If you need to pay for car repairs but don’t have the money, one of the quickest solutions is to consider borrowing through a personal…
Credit
How to Budget Money on a Low Income

How to budget money on a low income learn to save big

Budgeting is one of the most critical personal finance practices. Learning how to create and stick to a budget can help the 64% of Americans…
Budgeting
What Percentage of Americans Have Medical Debt

What Percentage of Americans Have Medical Debt?

Key Takeaways About 41% of Americans—roughly 72 million people—have medical debt or are struggling with medical bills. Medical debt estimates vary widely because surveys capture all…
Debt
can you go to jail for not paying a payday loan

Can you go to jail for not paying loans 

Key Takeaways Can you go to jail for not paying loans? You can’t go to jail for not paying payday loans; lenders/collectors threatening jail is illegal…
Budgeting
My Car Got Towed and I Have No Money!

My Car Got Towed and I Have No Money

Key Takeaways If your car has been towed and you lack the funds to retrieve it, consider seeking assistance from local charities, non-profit organizations, or community…
Debt

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