Debt Archives

How Many Americans Have a Personal Loan in 2025?

Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common

Guaranteed home equity loan with bad credit

Key Takeaways Guaranteed home equity loan with bad credit: you can access your home’s equity even with a low credit score, especially through loans secured by…

How to get out of negative equity on a car

Key Takeaways The most effective way to get out of negative equity on a car is to refinance your auto loan for better terms, continue making…

Credit cards after bankruptcy

There may be a few complications when applying for a credit card after bankruptcy, but it may be possible. You might be surprised by the…

Looking for How to Find a Loan Shark? Here are 7 Alternatives

Key Takeaways A loan shark is an individual who lends money at exorbitant or illegal interest rates, often employing threats or violence to collect debts. Loan…

Debt consolidation vs debt settlement

Both debt consolidation and settlement are strategies for debt repayment. Debt consolidation involves combining several debts into a single loan or credit card. In contrast,…

How long can debt collectors try to collect in california

Living with debt is a struggle for many Americans. It can be hard to plan future financial purchases with loans and credit card debt weighing…

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