What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

How Long Before Collection Agency Reports to a Credit Bureau
Key Takeaways A collection agency may report a delinquent account to the credit bureaus as early as 31 days after a missed payment, following required validation…
credit score needed for a construction loan
Key Takeaways A credit score of at least 580 is typically needed for an FHA construction loan with a 3.5% down payment, though higher scores offer…
how long does a repo stay on your credit
Key Takeaways A repossession can stay on your credit report for up to seven years, whether it is voluntary or involuntary. Repossession negatively impacts your credit score…
last chance loans for bad credit
If you’re looking into second chance loans, you’re probably dealing with a tough financial situation, maybe past-due bills, medical expenses, or a credit score that’s…
how to get a cell phone with bad credit and no deposit
Key Takeaways ​Financing a phone with bad credit is possible through several strategies: Prepaid Plans: Opting for a prepaid plan allows you to pay for service upfront…
What Are Consumer Finance Accounts
Key Takeaways Consumer finance accounts are credit arrangements offered by specialized financial institutions, often to individuals with less-than-perfect credit histories. These accounts typically come with higher…

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