Exposing the Impossible Odds of Winning on Prediction Markets Like PolyMarket and Kalshi

The Impossible Odds of Winning on PolyMarket and Kalshi

On January 3rd, 2026, one Polymarket user made $436,000 in less than 48 hours.1 Their secret, they knew the United States military was about to

Budgeting
should i claim 1 or 0

Do I claim 1 or 0 on my W4?

Key Takeaways Claiming ‘0’ on your W-4 results in maximum tax withholding from your paycheck, potentially leading to a larger refund during tax season. Claiming ‘1’…
Budgeting
Exposing the Impossible Odds of Winning on Prediction Markets Like PolyMarket and Kalshi

The Impossible Odds of Winning on PolyMarket and Kalshi

On January 3rd, 2026, one Polymarket user made $436,000 in less than 48 hours.1 Their secret, they knew the United States military was about to…
Budgeting
5 Financial Goals to Hit in Your 40s

5 Financial Goals to Hit in Your 40s

Key Takeaways Financial goals for your 40s center on building stability and resilience by increasing your emergency fund to 6–12 months of expenses, prioritizing saving over…
Budgeting
no income loans

No Income Loans – What are They?

Key Takeaways Securing a loan without a traditional income source is difficult, but some lenders accept alternative income like unemployment benefits, Social Security, or alimony to…
Budgeting
10 Financial Resolutions for the New Year (1)

10 Financial Resolutions for the New Year

January is “Financial Wellness Month!” So it’s the perfect time to take a closer look at your personal finances. CreditNinja has 10 financial New Year’s…
Budgeting
Financial Milestones for 30s

5 Major Money Milestones to Hit in Your 30s

Key Takeaways Money milestones for your 30s center on building a positive net worth and strong credit by moving out of survival mode, reducing debt, and…
Budgeting

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