10 Financial Resolutions for the New Year (1)

10 Financial Resolutions for the New Year

January is “Financial Wellness Month!” So it’s the perfect time to take a closer look at your personal finances. CreditNinja has 10 financial New Year’s

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how to have someone take over your car loan

How to have someone take over your car loan

Key Takeaways If you want someone to take over your car loan, you need to read your loan contract to make sure it’s eligible for a…
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wrap your car for money

Wrap your car for money

Key Takeaways You can wrap your car to earn money—typically between $100 and $500 per month—by allowing companies to display advertisements on your vehicle using vinyl…
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Can You Pay Rent With Cash

Can you pay rent with cash?

Key Takeaways You can pay rent with cash if your landlord or rental agreement allows it, but always get a signed receipt to maintain a clear…
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how is the interest rate on a payday loan calculated

How is the interest rate on a payday loan calculated

Key Takeaways A payday loan usually charges interest using a flat fee for each $100 borrowed, which is then annualized  into an APR. For example, if…
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personal loan vs mortgage

Personal loan vs. mortgage: a breakdown

A personal loan is a type of funding consumers can use for just about any purpose, and a mortgage is a type of funding used…
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should i claim 1 or 0

Do I claim 1 or 0 on my W4?

Key Takeaways Claiming ‘0’ on your W-4 results in maximum tax withholding from your paycheck, potentially leading to a larger refund during tax season. Claiming ‘1’…
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