What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Credit
certified check vs personal check: which is better?

Certified check vs personal check: what’s the difference

Key Takeaways A certified check is a personal check that the issuing bank verifies, confirming the account holder has sufficient funds and then earmarks the specified…
Budgeting
how late can you be on a car payment

How late can you be on a car payment

Key Takeaways Most auto loans include a 10- to 15-day grace period after the payment due date, during which you can make a payment without incurring…
Budgeting
Can You Send a Check Through Email

Can you send a check through email

Key Takeaways Yes, you can send a check through email using eChecks or digital checks, which are electronic versions of traditional paper checks that can be…
Budgeting
can you cash a check at an atm

Can you cash a check at an atm

Key Takeaways Cashing a check at an ATM is generally not possible; instead, you can deposit the check and withdraw funds once the deposit clears. The availability…
Budgeting
wants vs needs examples

Eight wants vs needs examples

Key Takeaways Needs are essential for survival and well-being, including necessities like food, water, shelter, and healthcare, while wants are non-essential desires that enhance comfort and…
Budgeting
can you get unemployment for being fired

If I get fired can I collect unemployment

Key Takeaways Eligibility for unemployment benefits after being fired depends on the reason for termination; generally, terminations due to misconduct disqualify individuals from receiving benefits.  Misconduct includes…
Budgeting

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