How Many Americans Have a Personal Loan in 2025?
Key Takeaways An average of 22-25 million Americans in 2025 hold a personal loan, with the average personal loan balance of $11,631, making it a common
Brand
Are you thinking about working more than one job? Having a second job may be a great way to earn extra income to afford bills…
Key Takeaways
To endorse a check to someone else, confirm they’re willing to accept it, verify their bank allows third-party checks, sign the back with “Pay…
Budgeting
Key Takeaways
Securing a loan without a traditional income source is difficult, but some lenders accept alternative income like unemployment benefits, Social Security, or alimony to…
Key Takeaways
If I cancel my secured credit card do I get my deposit back: Yes — as long as your balance is paid in full…
Key Takeaways
You should keep your credit card statements for at least three to seven years, especially if they relate to tax documentation or disputes with…
Credit
Key Takeaways
How to get a car with no credit or cosigner often involves seeking in-house dealer financing, subprime lenders, or “buy here, pay here” lots…
Key Takeaways
A credit score simulator can help you see how paying off debt might improve your score. Reducing your debt lowers your credit utilization and…
Debt
Key Takeaways
Personal installment lenders may offer loans to people with poor credit when traditional banks won’t, with manageable monthly payments and flexible terms.
Online personal loans…
Key Takeaways
A credit score simulator can help you see how paying off debt might improve your score. Reducing your debt lowers your credit utilization and…
Key Takeaways
To dispute medical collections, start by reviewing your credit report for any errors. Request validation of the debt directly from the medical provider and…
Interest Rates
Key Takeaways
The average payday loan interest rate in 2025 is 391%
A typical two-week payday loan charging $15 per $100 has an annual percentage rate (APR)…
Key Takeaways
In August 2025, the average U.S. credit card APR on new purchases was 23.99%, with most between 20% and 24%.
The Federal Reserve reported an…
Loans
Loans like Upstart include short-term relief loans, car loan refinances, and home equity lines of credit. Similar to CreditNinja, Upstart also offers personal loans. These…
Key Takeaways
Many lenders offer $2,000 personal loans to individuals with bad credit. CreditNinja also provides personal loans up to $5,000.
Credit unions can be a viable…
Key Takeaways
Securing a loan without a traditional income source is difficult, but some lenders accept alternative income like unemployment benefits, Social Security, or alimony to…
Quick And Easy Personal Loans Up To $2500*