What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Brand

Bright Lending
Key Takeaways Loans like Bright Lending are tribal loans with high APRs, appealing to those with poor credit needing fast cash, but their costly repayment terms…
Many Americans turn to loans when they need extra funds to make ends meet. According to Statista, as of December 2023, 44% of individuals indicated…

Budgeting

certified check vs personal check: which is better?
Key Takeaways A certified check is a personal check that the issuing bank verifies, confirming the account holder has sufficient funds and then earmarks the specified…
how late can you be on a car payment
Key Takeaways Most auto loans include a 10- to 15-day grace period after the payment due date, during which you can make a payment without incurring…
Can You Send a Check Through Email
Key Takeaways Yes, you can send a check through email using eChecks or digital checks, which are electronic versions of traditional paper checks that can be…

Credit

how to get a cell phone with bad credit and no deposit
Key Takeaways ​Financing a phone with bad credit is possible through several strategies: Prepaid Plans: Opting for a prepaid plan allows you to pay for service upfront…
What Are Consumer Finance Accounts
Key Takeaways Consumer finance accounts are credit arrangements offered by specialized financial institutions, often to individuals with less-than-perfect credit histories. These accounts typically come with higher…
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Debt

how late can you be on a car payment
Key Takeaways Most auto loans include a 10- to 15-day grace period after the payment due date, during which you can make a payment without incurring…
can you get unemployment for being fired
Key Takeaways Eligibility for unemployment benefits after being fired depends on the reason for termination; generally, terminations due to misconduct disqualify individuals from receiving benefits.  Misconduct includes…
unemployment cash advance apps
Key Takeaways Apps that loan you money instantly without a job typically rely on alternative income sources like government benefits or direct deposits, and may not…

Interest Rates

is payday loan variable or fixed rate
Key Takeaways Payday loans have fixed interest rates, which remain constant throughout the loan term. These loans are short-term, often due on the borrower’s next payday,…
emergency loans with no job
Financial emergencies are a fact of life for many Americans. And if you don’t currently have a job, it makes it much more difficult when…

Loans

personal loan using car as collateral
Key Takeaways ​A car title loan allows you to use your vehicle’s title as collateral to secure a short-term loan, typically without requiring a credit check….
loans like ascend loans
Loans like Ascend Loans are short-term personal loans made for people with bad credit or limited borrowing options. They can get you cash fast, but…
speedy cash scams
Key Takeaways Consumers looking for bad credit loans should look at more affordable options, like CreditNinja!  ​Speedy Cash is a legitimate lender offering various short-term loans, including…

Quick And Easy Personal Loans Up To $2500*