What Is a Credit Builder Loan?

A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a

Brand

top cities for middle class families
In recent decades, researchers have identified a dramatic nationwide shift: the American middle-class family is struggling.  The middle class is a social group that is defined…
Net Pay Advance is an online lender that offers payday loans. If you are looking for fast cash, you might come across this lender, and…

Budgeting

can you go to jail for not paying a payday loan
While you won’t go to jail for not paying back a payday lender, there are still other negative consequences you’ll have to deal with. Due…
taxes 101
Tax season has begun, but are you ready to file? Filing can be confusing–especially if you’re just starting out. But don’t worry, CreditNinja is here…
turbotax review
Thinking about using TurboTax for tax season this year? Whether it’s your first time or you’re a returning user, it’ll be helpful to understand some…

Credit

Self offers credit builder loans to help credit-invisible individuals. Being credit invisible means that your credit history is limited, so you either have no credit…
A credit builder loan is a financial product that can help consumers establish a positive credit history. Unlike a traditional loan, borrowers will receive a…
View More

Debt

can you go to jail for not paying a payday loan
While you won’t go to jail for not paying back a payday lender, there are still other negative consequences you’ll have to deal with. Due…
My Car Was Repossessed
Key Takeaways Financial assistance for car repossession is available through repayment plans with your lender, financial aid from charities or non-profits, personal loans, or loans from…
missed payment for car repo
Key Takeaways Repossession generally occurs after two or three missed payments. Some lenders may initiate repossession after a single missed payment if outlined in the loan…

Interest Rates

what is a simple interest loan
A simple interest loan is a type of loan where the principal amount determines the interest rate. Your lender will charge interest daily on the…
how does interest work on a loan
According to the Financial Industry Regulatory Authority, only about one-third of Americans have a working understanding of interest rates.1 So, how do you explain interest…

Loans

can you go to jail for not paying a payday loan
While you won’t go to jail for not paying back a payday lender, there are still other negative consequences you’ll have to deal with. Due…
 cash advance
Key Takeaways Get a $50 cash advance through payday loans, employer advances, personal loans, or credit card cash advances, often without a credit check. Instant loan…
payday loans that accept prepaid debit cards
Key Takeaways Yes, some payday lenders accept prepaid credit cards. However, these lenders often charge high interest rates and may be unreliable, so caution is advised…

Quick And Easy Personal Loans Up To $2500*